NO Income DOCs required Cash Out Refi Low Fico OK 80% LTV Fast Close! (Ventura County)
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Posted : Tuesday, January 02, 2024 04:31 PM
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Mortgage Broker with 30 years of Experience! I work with both Wholesale and Private Lenders.
Real Estate Mortgages are broken down into 3 basic categories:
No Income Doc Borrowers -
• Investment Properties | Rental Homes | Rental Condos | Rental Units
• Qualify w/- Credit Score | Property Value | Cash Reserves
• Purchase Loans up to 80% LTV 620+ FICO
• Cash Out Refinance Loans up to 75% LTV | 620+ FICO
• Fix n' Flip Bridge/Rehab Loans up to 75% LTV | 100% of Rehab | 600+ FICO | Cash Res Req
• Ground Up New Construction Loans up to $65M | 70% of Completed Value | 100% LTC
• Equity Based Cash Out Refinance Loans up to 55% LTV | 500+ FICO
• Rates 7.
625 - 10.
75 depends on MIDDLE FICO SCORE
• Jumbo Loans up to $20M
Commercial Borrowers -
• Apartment Bldgs | Shopping Plazas | Office Bldgs | Warehouse Bldgs | Mixed Use
• Comm Loans up to 70% LTV | 650+ FICO | Bank Statements Req
• Portfolio Loans up to $100M | Requires 5 Doors or more | Rates starting @ 6.
25%
• Jumbo Loans up to $40M
• Rates 7.
75 - 11.
25 Depends on Scenario
Consumer Borrowers -
• Primary Residence | SFR | 1-4 Unit Bldg
• Qualify w/- Tax Returns | W-2 | Bank Statements | P&L | Assets on Hand
• Consumer Loans up to 100% LTV | 580+ FICO
• Purchase or Refinance
• Rates 5.
125 - 9.
99 Depends on Scenario
• Jumbo Loans up to $40M
Visit my website "YLHFunding.
com" and submit Loan Pre-Qualification form.
I will get back to you within 24 hours with straight forward feedback on what I can do for you.
James H.
McClure III
CA DRE Brokers License #01037821
CA DRE NMLS ID #1805617
• Phone : NA
• Location : Newbury Park,CA
• Post ID: 9007074544
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